Terms and Conditions

For the purposes of these terms, the following definitions apply:

• Service: The financial planning consultation and subscription services provided by Auralithoria
• User/Client: Any individual who accesses our website or subscribes to our services
• Company/Auralithoria: Auralithoria Financial Planning Services Pty Ltd and its authorized representatives
• Content: All information, materials, and resources provided through our website and services

Eligibility Requirements

You must be at least 18 years old and have legal capacity to enter into binding agreements to use our services. By subscribing, you represent that you meet these requirements and that all information provided is accurate.

18+ only

Account Responsibilities

As a subscriber, you are responsible for:

• Maintaining the confidentiality of your account information
• Providing accurate and up-to-date personal and financial information
• Using our services only for lawful purposes and in accordance with these terms

You agree not to use our services for any of the following:

• Violating any applicable laws, regulations, or third-party rights
• Transmitting harmful, fraudulent, or misleading information
• Attempting to gain unauthorized access to our systems or other user accounts
• Using automated systems to access or interact with our services
• Sharing your account access with unauthorized third parties

All content, trademarks, logos, and intellectual property on our website and in our services remain the property of Auralithoria Financial Planning Services. You receive a limited license to use our services for personal, non-commercial purposes only.

All content, trademarks, and intellectual property on this website are owned by Auralithoria Financial Planning Services Pty Ltd unless otherwise stated.

We grant you a non-exclusive, non-transferable license to access and use our services during your subscription period.

Any information, feedback, or content you provide to us may be used to improve our services and may be shared anonymously for testimonials or case studies.

By providing content, you grant us a non-exclusive license to use, modify, and display such content in connection with our services.

You remain responsible for the accuracy and legality of any content you provide to us.

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy.

Please review our Privacy Policy for detailed information about how we handle your data. Privacy Policy

Our services are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that our services will be uninterrupted, error-free, or completely secure at all times.

To the maximum extent permitted by law, Auralithoria's total liability for any claims arising from our services shall not exceed the amount paid by you for services in the 12 months preceding the claim.

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities.

Our maximum liability is limited to the fees paid for services, regardless of the form of action or legal theory.

You agree to indemnify and hold harmless Auralithoria from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Either party may terminate the service relationship at any time with appropriate notice. We reserve the right to suspend or terminate accounts for violations of these terms or for any reason with reasonable notice.

Upon termination, your access to services will cease, and any outstanding fees remain payable.

Provisions regarding liability limitation, indemnification, and intellectual property shall survive termination.

Dispute Resolution

Any disputes arising from these terms or our services shall first be addressed through good faith negotiations. If resolution cannot be reached, disputes may be submitted to binding arbitration under Australian commercial arbitration rules.

Arbitration shall be conducted in Australia using English language and Australian law.

Alternative Dispute Resolution

Australian residents may access the Australian Financial Complaints Authority (AFCA) for independent dispute resolution regarding financial services.

International clients may use relevant online dispute resolution platforms in their jurisdiction.: EU Online Dispute Resolution platform

Australian law, specifically the laws of the state where our primary business operations are conducted

These terms are governed by Australian law, and any legal proceedings shall be conducted in Australian courts with appropriate jurisdiction.

We may modify these terms from time to time to reflect changes in our services, legal requirements, or business practices. Material changes will be communicated with reasonable advance notice.

Continued use of our services after modifications constitutes acceptance of updated terms.

If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.

These terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Auralithoria regarding use of our services.

For questions about these terms and conditions, please contact us using the information provided in the Contact section.